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HOW TO CHOOSE AN ESCROW AGENT

The Seller:

  • Deposits the executed deed to the buyer with the settlement agent.
  • Deposits evidence of pest Inspection and any required repair work, If applicable.
  • Deposits other required documents such as tax receipts, addresses of mortgage holders, any state or federally required documentation, etc,

The Buyer:

  • Deposits the funds required, In addition to any borrowed funds, to pay the purchase price with the settlement agent.
  • Deposits funds sufficient for heme and Title Insurance.
  • Arrange for any borrowed funds to be delivered to the settlement agent.
  • Deposits any deed of trust or mortgages necessary to secure loans,
  • Approves any Inspection reports, the Preliminary Report for title Insurance, etc, called for by the purchase and sale agreements.
  • Fulfills any other conditions specified In the Instructions.

The Lender: (If applicable)

  • Prepares loan document package for buyer/borrower.
  • Deposits proceeds of the loan with the settlement agent.
  • Directs the settlement agent on the conditions under which the loan funds may be used.

The Settlement Agent:

  • Opens the order for title Insurance, obtains approvals from the buyer on the Preliminary Report/ Title Commitment, pest and other Inspections.
  • Receives funds from the buyer and/or any lender,
  • Prorated taxes, rents, etc.
  • Disburses funds for title Insurance, recording fees, real estate commissions, lien clearance, etc.
  • Prepares an estimated statement or HUD settlement statement, as required, for each party, indicating amounts to be disbursed fo services and any further amount, necessary to close.
  • Records deed and loan documents, delivers the deed to the buyer, loan documents to the lender and funds to the seller, closing the escrow.
  • Issues final closing statement/HUD settlement statement and forwards to buyer, seller and lender.

allseasons escrow

6183 Paseo Del Norte, Suite 280
Carlsbad, California 92011
(760)692-1111
info@allseasonsescrow.com 

DBO License #963-1959

ABOUT

All Seasons Escrow has been business in the city of Carlsbad since 2002. Licensed under the Department of Corporations, we are one of the few independent escrow companies left in North San Diego County. Which means we are not operated by a Real Estate office or a Title Insurance company.

Main Services

  • Residential Home Resale
  • Refinances
  • Commercial & Industrial Real Estate
  • Notary Services
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  • HOME
  • ABOUT
    • WHO WE ARE
    • MEET OUR TEAM
  • SERVICES
  • Open Escrow
  • RESOURCES
  • FAQ
  • CONTACT
  • BLOG
    • Latest Blogs
    • Blog Archives
All Seasons Escrow
Maxine Kania

Maxine Kania First started in escrow in 1988 with First American Title in Roseville, CA. Living in Carlsbad since 1993.
Happily married with 4 grown children and 2 grandchildren. Love of travelling has led to many explorations to Hawaii, Mexico and the Caribbean.
Favorite things to do at home are gardening and spoiling my two grandbabies!

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Shelly

Shelly Garibay is the Manager of All Seasons Escrow, and has been in the escrow business since 1993. She held 2nd vice president position for two years in a row for the North County Escrow Association and Secretary for the North County Chapter of NAHREP. Shelly enjoys being involved in the community and finding new hiking areas with her husband, and dog Zeus. Bilingual in Spanish,  and specializing in new home sales, re-sales, short sales, foreclosures, REOs and refinance transactions, Shelly is ready to assist you with all your escrow, and it’s notary needs.

Shelly
Trisha McClinton

Trisha McClinton has over 20 years of experience in the Escrow industry, having worked extensively with Refi’s and Reverse Mortgages.

Customer Services is a high priority with Trisha and it reflects in her work as well as with her all of her Clients escrow needs.

Trisha McClinton
Nicole Bosecker

Nicole is set up Mass Impressions in 2007. A highly talented designer and all-round creative, his aim has always been to produce great work for great clients and make the process as enjoyable, straight forward.

Nicole Bosecker
COMMERCIAL AND INDUSTRIAL REAL ESTATE

Our Escrow Officers have successfully closed a wide variety of Commercial/Industrial Real Estate Transactions including:

  • Apartment buildings, Investment Properties, Hotels/Motels
  • Land Acquisitions, Office/Medical Buildings, Retail Properties
  • Shopping Centers
  • Malls
  • Restaurants

Over the years, we’ve earned the trust of both brokers and principals as specialists in commercial transactions.

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RESIDENTIAL RESALE

A real estate transaction involving the sale of a previously owned house, residence, mobile home or property. The Escrow Holder

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FORECLOSURES & R.E.O.’S

R.E.O./Foreclosures

R.E.O. means “Real Estate Owned” and specifically means the purchase/acquisition of property owned by a lender/bank as a result of the forfeiture or

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NOTARY SERVICES

All Seasons Escrow offers Licensed Notary Public Services within the State of California. We can perform an “official notarial act” any document throughout the escrow process relating to your escrow transaction as well as other documents.

Our notaries hold a bond sufficient to fulfill the requirements of the State of California and have passed a Department of Justice background investigation.

Please contact our staff at All Seasons Escrow for all of your notary needs.

Bi-lingual Services available.

Refinances

A refinance replaces an existing mortgage or loan with a new loan on your home or rental property. The purpose of the new loan may be for consolidate debit, secure better loan terms (interest rate or terms & conditions) or withdraw equity.

Refinancing a loan involves obtaining a new loan, paying off existing loan(s) with the new loan proceeds. Your property serves as collateral for the new loan.

A seasoned Escrow Officer makes your refinance run smoothly by problem solving and managing the timing of the escrow. Our Escrow Team understands the need for creative thinking and has the ability to meet deadlines. When it’s time to refinance, remember All Seasons Escrow will represent your best interests.