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WHAT IS ESCROW

At its essence, escrow is the process whereby parties to the transfer or financing of real estate deposit documents, funds, or other things of value with a neutral and disinterested third party (the escrow agent), which are held in trust until a specific event or condition takes place according to specific, mutual written instructions from the parties.

Escrow is essentially a clearinghouse for the receipt, exchange, and distribution of the items needed to transfer or finance real estate.  When the event occurs or the condition is satisfied, a distribution or transfer takes place. When all of the elements necessary to consummate the real estate transaction have occurred, the escrow is “closed”.

Section 17003(a) of the California Financial Code defines escrow as” … any transaction in which one person, for the purpose of effecting the sale, Transfer, encumbering, or leasing of real or personal property to another person, delivers any written instrument, money, evidence of title to real or personal property, or other thing of value to a third person to be held by that third person until the happening of a specified event or the performance of a prescribed condition, when it is then to be delivered by that third person to a grantee, grantor, promisee, promisor, obligee, obligor, bailee, bail or, or any agent or employee of any of the latter”.

For your reference, the California Escrow Law (“Escrow Law”) is contained in Division 6 of the Financial Code, commencing with Section 17000, and Subchapter 9, Title 10 of the California Code of Regulations, commencing with Section 1700. In addition to its elusive nature, escrow transactions can be unpredictable and stressful for the participants.

It is safe to say that you cannot fully understand and appreciate how escrow works and what to expect until you have personally been involved in an escrow transaction. A successful escrow is usually the product of an experienced team of real estate, title, and escrow professionals working together to guide you through this short-lived, yet very important, arrangement.

allseasons escrow

6183 Paseo Del Norte, Suite 280
Carlsbad, California 92011
(760)692-1111
[email protected] 

DBO License #963-1959

ABOUT

All Seasons Escrow has been business in the city of Carlsbad since 2002. Licensed under the Department of Corporations, we are one of the few independent escrow companies left in North San Diego County. Which means we are not operated by a Real Estate office or a Title Insurance company.

Main Services

  • Residential Home Resale
  • Refinances
  • Commercial & Industrial Real Estate
  • Notary Services
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All Seasons Escrow
Maxine Kania

Maxine Kania First started in escrow in 1988 with First American Title in Roseville, CA. Living in Carlsbad since 1993.
Happily married with 4 grown children and 2 grandchildren. Love of travelling has led to many explorations to Hawaii, Mexico and the Caribbean.
Favorite things to do at home are gardening and spoiling my two grandbabies!

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Shelly

Shelly Garibay is the Manager of All Seasons Escrow, and has been in the escrow business since 1993. She held 2nd vice president position for two years in a row for the North County Escrow Association and Secretary for the North County Chapter of NAHREP. Shelly enjoys being involved in the community and finding new hiking areas with her husband, and dog Zeus. Bilingual in Spanish,  and specializing in new home sales, re-sales, short sales, foreclosures, REOs and refinance transactions, Shelly is ready to assist you with all your escrow, and it’s notary needs.

Shelly
Trisha McClinton

Trisha McClinton has over 20 years of experience in the Escrow industry, having worked extensively with Refi’s and Reverse Mortgages.

Customer Services is a high priority with Trisha and it reflects in her work as well as with her all of her Clients escrow needs.

Trisha McClinton
Nicole Bosecker

Nicole is set up Mass Impressions in 2007. A highly talented designer and all-round creative, his aim has always been to produce great work for great clients and make the process as enjoyable, straight forward.

Nicole Bosecker
COMMERCIAL AND INDUSTRIAL REAL ESTATE

Our Escrow Officers have successfully closed a wide variety of Commercial/Industrial Real Estate Transactions including:

  • Apartment buildings, Investment Properties, Hotels/Motels
  • Land Acquisitions, Office/Medical Buildings, Retail Properties
  • Shopping Centers
  • Malls
  • Restaurants

Over the years, we’ve earned the trust of both brokers and principals as specialists in commercial transactions.

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RESIDENTIAL RESALE

A real estate transaction involving the sale of a previously owned house, residence, mobile home or property. The Escrow Holder

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FORECLOSURES & R.E.O.’S

R.E.O./Foreclosures

R.E.O. means “Real Estate Owned” and specifically means the purchase/acquisition of property owned by a lender/bank as a result of the forfeiture or

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NOTARY SERVICES

All Seasons Escrow offers Licensed Notary Public Services within the State of California. We can perform an “official notarial act” any document throughout the escrow process relating to your escrow transaction as well as other documents.

Our notaries hold a bond sufficient to fulfill the requirements of the State of California and have passed a Department of Justice background investigation.

Please contact our staff at All Seasons Escrow for all of your notary needs.

Bi-lingual Services available.

Refinances

A refinance replaces an existing mortgage or loan with a new loan on your home or rental property. The purpose of the new loan may be for consolidate debit, secure better loan terms (interest rate or terms & conditions) or withdraw equity.

Refinancing a loan involves obtaining a new loan, paying off existing loan(s) with the new loan proceeds. Your property serves as collateral for the new loan.

A seasoned Escrow Officer makes your refinance run smoothly by problem solving and managing the timing of the escrow. Our Escrow Team understands the need for creative thinking and has the ability to meet deadlines. When it’s time to refinance, remember All Seasons Escrow will represent your best interests.