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THE PRELIMINARY REPORT

The Preliminary Report is an offer to issue a policy of the title insurance covering a particular estate or interest in land subject to stated exceptions.

Since these exceptions may point to potential problems with your intended purchase, it is important for all parties to review the report one it is received.

A Preliminary Report provides a list of the matters which will be shown as expectations to coverage in a designated policy or policies of title Insurance,if issued currently,covering a particular estate or interest in land. It is designed to provide an interim, or “preliminary” reponse to an application for title insurance and is intended to facilitate the issuance if the designated policy or policies. It is normally prepared after application ( order) for such policy(ies) of title insurance on behalf of the principals to a real property transaction, for the purpose of facilitating requirements relative to closing and policy issuance in form and content approved by those parties.

If a title policy is not contemplated, a Preliminary Report should not be ordered. Instead, consideration should be given to requesting a Condition of Title Report or other similar title product.

The Preliminary Report states on its face that it is made solely to facilitate the subsequent issuance of a title insurance policy and that the insurer assumes no liability for errors in the report. Accordingly, any claim arising from a defect in title must be made under the title policy and not the Preliminary Report.

After a title order has been placed, matters relative to the title policy coverage on the subject property are assembled in a title search package and examined by skilled technicians. This is when the Preliminary Report is prepared and sent to the customer. The report contains relevant information so that the parties to the transaction will become aware of matters which will not be insured against by the title company. This report is issued before the title policy, hence the name Preliminary Report.

The matters shown in the report are as follows:

  • The estate of interest covered.
  • The owner of the estate or interest.
  • The parcel of land involved.
  • The exceptions, liens, encumbrances and other risks which will not be insured against if a title policy is issued.
  • Other requirements and provisions which are reflected as “Notes” in the Preliminary Report which are removed if and when a title policy is issued.

allseasons escrow

6183 Paseo Del Norte, Suite 280
Carlsbad, California 92011
(760)692-1111
info@allseasonsescrow.com 

DBO License #963-1959

ABOUT

All Seasons Escrow has been business in the city of Carlsbad since 2002. Licensed under the Department of Corporations, we are one of the few independent escrow companies left in North San Diego County. Which means we are not operated by a Real Estate office or a Title Insurance company.

Main Services

  • Residential Home Resale
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  • HOME
  • ABOUT
    • WHO WE ARE
    • MEET OUR TEAM
  • SERVICES
  • Open Escrow
  • RESOURCES
  • FAQ
  • CONTACT
  • BLOG
    • Latest Blogs
    • Blog Archives
All Seasons Escrow
Maxine Kania

Maxine Kania First started in escrow in 1988 with First American Title in Roseville, CA. Living in Carlsbad since 1993.
Happily married with 4 grown children and 2 grandchildren. Love of travelling has led to many explorations to Hawaii, Mexico and the Caribbean.
Favorite things to do at home are gardening and spoiling my two grandbabies!

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Shelly

Shelly Garibay is the Manager of All Seasons Escrow, and has been in the escrow business since 1993. She held 2nd vice president position for two years in a row for the North County Escrow Association and Secretary for the North County Chapter of NAHREP. Shelly enjoys being involved in the community and finding new hiking areas with her husband, and dog Zeus. Bilingual in Spanish,  and specializing in new home sales, re-sales, short sales, foreclosures, REOs and refinance transactions, Shelly is ready to assist you with all your escrow, and it’s notary needs.

Shelly
Trisha McClinton

Trisha McClinton has over 20 years of experience in the Escrow industry, having worked extensively with Refi’s and Reverse Mortgages.

Customer Services is a high priority with Trisha and it reflects in her work as well as with her all of her Clients escrow needs.

Trisha McClinton
Nicole Bosecker

Nicole is set up Mass Impressions in 2007. A highly talented designer and all-round creative, his aim has always been to produce great work for great clients and make the process as enjoyable, straight forward.

Nicole Bosecker
COMMERCIAL AND INDUSTRIAL REAL ESTATE

Our Escrow Officers have successfully closed a wide variety of Commercial/Industrial Real Estate Transactions including:

  • Apartment buildings, Investment Properties, Hotels/Motels
  • Land Acquisitions, Office/Medical Buildings, Retail Properties
  • Shopping Centers
  • Malls
  • Restaurants

Over the years, we’ve earned the trust of both brokers and principals as specialists in commercial transactions.

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RESIDENTIAL RESALE

A real estate transaction involving the sale of a previously owned house, residence, mobile home or property. The Escrow Holder

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FORECLOSURES & R.E.O.’S

R.E.O./Foreclosures

R.E.O. means “Real Estate Owned” and specifically means the purchase/acquisition of property owned by a lender/bank as a result of the forfeiture or

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NOTARY SERVICES

All Seasons Escrow offers Licensed Notary Public Services within the State of California. We can perform an “official notarial act” any document throughout the escrow process relating to your escrow transaction as well as other documents.

Our notaries hold a bond sufficient to fulfill the requirements of the State of California and have passed a Department of Justice background investigation.

Please contact our staff at All Seasons Escrow for all of your notary needs.

Bi-lingual Services available.

Refinances

A refinance replaces an existing mortgage or loan with a new loan on your home or rental property. The purpose of the new loan may be for consolidate debit, secure better loan terms (interest rate or terms & conditions) or withdraw equity.

Refinancing a loan involves obtaining a new loan, paying off existing loan(s) with the new loan proceeds. Your property serves as collateral for the new loan.

A seasoned Escrow Officer makes your refinance run smoothly by problem solving and managing the timing of the escrow. Our Escrow Team understands the need for creative thinking and has the ability to meet deadlines. When it’s time to refinance, remember All Seasons Escrow will represent your best interests.